"Credit Solutions
Life Evolution"

"Welcome to LT Student Credit Repair, where we believe in more than just repairing credit. We're here to transform lives and empower your financial journey."
Our mission is to Teach our students how to learn the Credit game use, Other People's Money (OPM) and achieve financial independence in 90 days or less. It's important to note that success rates can vary among individuals.

Do You Really Need Credit Repair?

The Founder and CEO's answer.

"Why Choose LT Student Credit Repair?"

"What our students have to say"

Listen to Andrew and how he had access to atleast $250,000 credit

Client Name

"Thanks to LT Student Credit Repair, I was able to get a mortgage with a great interest rate!" - [Client Name]

Client Name

"Thanks to LT Student Credit Repair, I was able to get a mortgage with a great interest rate!" - [Client Name]

Client Name

"Thanks to LT Student Credit Repair, I was able to get a mortgage with a great interest rate!" - [Client Name]

Client Name

"Thanks to LT Student Credit Repair, I was able to get a mortgage with a great interest rate!" - [Client Name]

"Here's Resources"

You too! can be one of them

FAQs

**A:** Review your credit report for any errors or inaccuracies. You can obtain a free copy of your credit report from each of the three major credit bureaus once a year.

**A:** Dispute any errors you find with the credit bureau. Provide evidence to support your dispute, and the bureau will investigate and correct any verified errors.

**A:** Yes, reducing your overall debt, especially credit card balances, can improve your credit score by lowering your credit utilization ratio.

**A:** Not necessarily. Closing old accounts can shorten your credit history and increase your credit utilization ratio, both of which can negatively impact your score.

**A:** Late payments can significantly damage your credit score. It's important to always pay at least the minimum amount due on time.

**A:** Debt consolidation can be a tool for credit repair if it helps you manage your debt more effectively, but it's not a universal solution and depends on your individual financial situation.

**A:** Most negative information, like late payments or collections, stays on your credit report for seven years, while bankruptcies can remain for up to 10 years.

**A:** Be cautious with credit repair services. Many things they offer, you can do yourself for free. If you choose to use one, research thoroughly to avoid scams.

*Remember, fixing credit is a process that takes time and consistent effort. There are no instant fixes, but with patience and discipline, you can improve your credit score significantly.